Bills Must Be Paid is an active incremental game from Rike Games, a two-person studio in Frankfurt. You are broke, bills keep arriving, and your only income is smashing piggy banks with a hammer until your hand gives out. Money pays the bills, bills unlock perks, and a skill tree makes every run stronger than the last. The store sums up the goal in three words: get debt free. This page answers the questions to settle before playing. For how to play well, see the beginner guide, and for bankruptcy, loans, mini-games and achievements, see the walkthrough page.
1 What do you actually do
The official site describes a four step loop. It is simple on purpose, and most of the depth comes from the upgrades layered on top.
The official site says you hover the hammer over piggies and it swings, draining stamina as it goes.
Different piggy types drop different amounts, and piggies spawn random loot.
Bills arrive while you play. Paying them unlocks perks that make the next ones easier.
Spend what is left in the skill tree, then start another run.
2 How does a run end
When your stamina runs out. The store puts it as your hand getting tired. That makes stamina the real clock of every run, and most upgrades either stretch it or make each swing worth more. The official site notes that one piggy type, The Tourist, restores stamina when smashed, which is why it is worth chasing. The overall game is short by design; the store itself calls it a short incremental game.
3 What happens if you ignore a bill
Bankruptcy is not only a failure state. Declaring it starts a new cycle, and the legacy points you earned by paying bills buy rings and bracelets that permanently upgrade your hand. The walkthrough page explains how to use that reset.
4 Is there a way to try it free
Yes. Rike Games offers a free demo on Steam and a free browser version, and the game is also on itch.io. The official site says mobile versions for iOS and Android are planned. If you are unsure whether a clicker loop will hold your attention, the demo answers that quickly.
5 Are there gambling elements
There are small in-game ones, played with the money you earn in a run. The official achievement list mentions winning a coinflip, going all in on a gamble, hitting a Super Jackpot, picking the correct piggy in a game called Piggy Shuffle, and taking a loan from a character named Big Toni. They are side activities around the core smashing loop, and the Steam page lists no in-app purchases.
6 What reviewers said
InsertCoins gave it 6 out of 10. The review praised the satirical idea, the clever use of stamina as a resource and the humour of the skill tree, but concluded that underneath it is a classic clicker whose loop runs out of steam before the last bill. On Steam, the review count had passed 9,500 by mid September 2026, so plenty of players found it worth a few evenings.
7 Languages, controls and requirements
| Item | Detail |
|---|---|
| Windows | Windows 10 64-bit, Core i3-6100 or FX-6300, 2 GB memory, GTX 660 or HD 7870, 2 GB storage |
| Mac | macOS 12 Monterey, Apple M1 or Core i3-6100, 2 GB memory, Metal required |
| Languages | Ten on the Steam page, including Japanese, Korean and Simplified Chinese |
| Features | Full controller support, color alternatives, camera comfort, save anytime, Steam Cloud |
The official site mentions translations into 18 languages, while the Steam page lists ten. Check the store page for your language before buying.
Bills Must Be Paid is a short active incremental game at a list price of USD 6.99. You smash piggy banks until your stamina runs out, pay bills to unlock perks, and upgrade through a skill tree, with bankruptcy resets that buy permanent jewelry. Ignored bills let a debt collector take a cut. A free Steam demo and browser version let you try it first. InsertCoins scored it 6 out of 10: a sharp satire whose loop is best in small doses.
Bills Must Be Paid Bankruptcy and Achievements / Walkthrough
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